Insurance Claim Denied?
Hoffman Estates and Des Plaines Attorneys Offer Solutions
Insurance law affects businesses and not-for-profit organizations of all types, sizes and locations. The legal team at Pluymert, MacDonald, Hargrove & Lee, Ltd. has years of experience helping our clients receive the insurance benefits they deserve. We understand the harmful effects that can arise due to an insurance company’s bad faith actions, and our Hoffman Estates lawyers are prepared to represent your business or organization in the event of a dispute.
Handling an Insurance Dispute or Denial
Insurance disputes and claim denials occur in a variety of circumstances. Some of the most common causes of claim denials include:
- Alleged breach of the insurance contract
- Policy exclusions
- Improperly filed claim
- The loss or damage was not covered under the policy
- Improperly performed investigations by the insurance company
While insurance companies presume to act in your best interest, the truth is that they are businesses like any other. Revenue and profit often takes precedence over clients and policy beneficiaries.
Insurance companies deny claims in acts of both good and bad faith. Even if your insurance company denied the claim on what seems to be legitimate grounds, you can dispute the decision with the help of Hoffman Estates lawyers.
Responding to a Bad Faith Action
Insurance companies who deny claims through bad faith actions are susceptible to legal action from the policyholder. Common bad faith actions include:
- Unreasonably denying a claim
- Denying a claim without an investigation
- Refusing to explain a claim denial
- Refusing or failing to correspond with insureds and other policy beneficiaries
Whether the dispute is settled in mediation or through litigation, it is essential to have proper legal counsel on your side to ensure that your business or not-for-profit organization’s priorities and interests are respected. Insurance disputes can be an especially complicated area of business law, and your business or organization will need a Hoffman Estates attorney that knows how to deal with an insurance company.
Let Us Resolve Your Insurance Claim Dispute
Contact our Hoffman Estates attorneys today if your insurance company unfairly denied your claim. We want your business or not-for-profit organization to receive the insurance benefits that it has paid for, and we will use every available method to protect your legal rights.